Guides July 7, 2026

How to Connect to Xero Without an API

Xero holds your financial data. The challenge is getting it out.

Xero does have an API — but using it means registering as a developer, implementing OAuth 2.0, writing code to call the right endpoints, handling pagination and token refresh, and maintaining the integration when things break. For a finance team that needs a P&L pulled into a board report every week, or an operations team that needs invoice data synced to a CRM, that’s a significant engineering investment for what should be a simple data pull.

Deck connects to Xero the way a person would. It signs in with your credentials, navigates to the right sections, extracts the data you need, and delivers it — clean, structured, ready to use — without any API setup, developer time, or brittle scraping keys.

What Deck Pulls from Xero

Deck can extract any financial data accessible through your Xero account. The most common use cases:

General ledger and journal entries
Export the full general ledger for a date range, filtered by account or cost center. Pull journal entries for audit review, reconciliation, or reporting. Deck navigates Xero’s reports section and delivers the data in a structured format — no manual export, no reformatting.

P&L, balance sheet, and AR/AP
Pull your profit and loss statement, balance sheet, or accounts receivable and payable reports on a schedule and deliver them to a Google Sheet, a BI tool, or a Slack summary. Useful for weekly finance reviews, board reporting, or cash flow monitoring without logging into Xero each time.

Invoices and bills
Download individual invoices or bills, or extract invoice data in bulk — amounts, due dates, contact names, line items, payment status. Route to a CRM, an approval workflow, or a spend management tool. Useful for teams that need invoice visibility outside of Xero itself.

How It Works

1. Connect
Tell Deck what you need from Xero — which report, which date range, which accounts or contacts. You describe the workflow in plain language.

2. Sign in securely
Deck signs in to your Xero account using the account holder’s credentials. Deck Vault handles credential storage with enterprise-grade encryption and manages MFA automatically — no brittle API keys, no OAuth app registration required.

3. Navigate and extract
Deck’s AI agent moves through Xero the way a person would — going to the right report, applying the right filters, reading the data. Because it navigates like a human, it works regardless of whether the data is exposed through Xero’s API.

4. Deliver structured data
Clean, normalized data comes back through a single API endpoint or export — ready to drop into Google Sheets, a BI tool, a CRM, or whatever system your team works in. No reformatting, no manual cleanup.

Xero Connection Methods Compared

	Deck	Xero API	Manual export
Requires developer setup	No	Yes	No
Requires OAuth app registration	No	Yes	No
Runs on a schedule	Yes	Yes (if built)	No
Delivers to external tools	Yes	Yes (if built)	No
Handles MFA	Yes — automatically	Depends	Yes — manually
Covers data not in the API	Yes	No	Yes
Setup time	15 min	Weeks–months	Ongoing
Maintenance required	Low	High	None

Use Cases

Bill Fetch

Finance teams that need invoice and bill data outside of Xero — in a spend management tool, a CRM, an ERP, or a shared dashboard — typically have two options: build an API integration or export manually. Deck is a third option.

Deck pulls bill data from Xero on a schedule — vendor name, amount, due date, payment status, line items — and delivers it in a structured format wherever it needs to go. New bills show up automatically. Your team doesn’t log into Xero to get them.

Example workflow: Every morning, pull all unpaid bills due in the next 14 days from Xero and post a summary to the #finance Slack channel with amounts and vendor names.

Spend Management

Getting Xero expense and transaction data into a spend management platform, an analytics tool, or a custom dashboard usually means either a developer integration or a monthly CSV export. Deck automates the extraction so spend data is always current.

Deck can pull transaction data, expense claims, bank reconciliation summaries, and account balances from Xero on whatever cadence your reporting needs — and deliver them to the tool your team actually uses for spend decisions.

Example workflow: Every Monday, pull last week’s transactions by cost center from Xero and append them to a Google Sheet used for weekly budget vs. actual review.

Product Integrations

If you’re building a product that needs to read financial data from a customer’s Xero account — without asking every customer to go through an OAuth flow and grant your app access — Deck’s API gives you a single endpoint to pull structured Xero data on demand.

Instead of building and maintaining a Xero API integration, registering your app with Xero, and handling the authentication flow for every customer, you connect through Deck. Deck handles the session management; your product gets the data.

Example workflow: A property management platform pulls each client’s Xero invoice data nightly through Deck’s API and surfaces it in the client’s dashboard without requiring a separate Xero integration setup.

What Deck + Xero Replaces

Before Deck: Open Xero → navigate to the report → set the date range → export to CSV → format the CSV → paste into the destination tool → repeat next week.

After Deck: Receive a Slack notification that this week’s P&L is in the Google Sheet.

For teams pulling data from Xero more than once a month, the time savings compound quickly. A finance team running weekly P&L pulls, bi-weekly AR aging reviews, and monthly GL exports was spending 4–6 hours a month on Xero exports alone. That drops to near zero with Deck running the extractions on schedule.

Getting Started

Setup takes about 15 minutes:

Tell Deck what you need — which Xero data, which date range or filter, how often
Connect your Xero account — Deck Vault stores your credentials securely and handles MFA
Set the destination — Google Sheets, a Slack channel, a BI tool, or Deck’s API
Set the schedule — or trigger runs on demand

The first run delivers the data. After that, it runs automatically.

Connect Xero to Deck → Contact Sales

Frequently Asked Questions

Does connecting to Xero through Deck require registering a developer app?

No. Deck signs in using your Xero account credentials directly — the same way you would log in yourself. You don’t need to register an OAuth app, generate API keys, or go through Xero’s developer program.

What Xero data can Deck extract?

Any data accessible through your Xero account: general ledger and journal entries, P&L and balance sheet reports, AR and AP summaries, invoices and bills, bank transactions, expense claims, and contact records. If you can see it in Xero, Deck can pull it.

Can Deck pull Xero data on a schedule?

Yes. You set the frequency — daily, weekly, monthly — and Deck runs the extraction automatically and delivers results to wherever you’ve configured. No manual trigger required.

Is my Xero login secure with Deck?

Yes. Deck Vault stores credentials with enterprise-grade encryption. Your password is never stored in plain text or exposed mid-session. MFA is handled automatically so your agent runs unattended without being blocked by authentication prompts.

Can Deck deliver Xero data to Google Sheets, Slack, or other tools?

Yes. Deck can write directly to Google Sheets, post summaries to Slack, deliver structured data through Deck’s API, or export to CSV. You configure the destination when you set up the workflow.

How is this different from using Xero’s native reports?

Xero’s native reports require you to log in, set filters, and export manually each time. Deck automates that entire process — running on a schedule, applying the same filters every time, and delivering data to your tools without any manual steps.

Does Deck work if my Xero account has multi-factor authentication enabled?

Yes. Deck Vault handles MFA automatically. Your workflows run unattended even if your Xero account requires two-factor authentication on each login.