Payments that decide for themselves.
Deck deploys AI agents that route, schedule, and execute payments on behalf of your users — adapting in real time based on context, not hardcoded rules. Scale your payment operations without scaling your engineering team.
Specify the action
…Account balance is $279
The account balance was retrieved
Proceed with payment?
Yes
Payment confirmed
The payment process is done
Authenticate. Operate. Extract.
Deck agents authenticate as your users, operate any platform, and extract the data you need — structured, validated, and delivered to your pipeline.
Your users connect once
End users link their platform accounts through Deck. Credentials are encrypted in Deck Vault. Sessions persist. MFA is handled automatically. Your application never touches a password.
Agents operate any portal
Computer use agents navigate real platforms — Shopify, Stripe, Salesforce, and thousands more. They authenticate, navigate pages, and complete tasks. No scrapers. No selectors.
You get structured results
Every action returns structured output and schema-validated JSON. Define the output and Deck delivers it consistently, ready for your pipeline.
Agents that learn. Decisions that scale.
Deck agents understand context — account state, payment history, available methods, timing windows — and make real-time payment decisions that no rule set could anticipate. Fully auditable, fully compliant.
Dynamic payment routing
Deck routes each payment to the optimal method — based on cost, reliability, reward potential, and user preference — without a human decision or a hardcoded rule.
Adaptive scheduling
Deck agents learn when and how users prefer to pay, and schedule accordingly. Due date awareness, float optimization, penalty avoidance — handled automatically.
Compliance built in
Every agent decision is logged with the full decision context — what data was considered, what was selected, and why. Compliance-ready by design.
Scale without engineering overhead
New payment scenarios don’t require new rules. Deck agents adapt. Your engineering team works on product, not payment exception handling.
From decision boundaries to autonomous execution.
Define the boundaries
Your team sets the authorization scope: which accounts, which methods, which decision parameters. Deck operates within them.
Agents run the decisions
Deck evaluates context in real time and executes the optimal payment action on behalf of each user.
Full audit trail delivered
Every decision is logged and returned to your system — what the agent did, why, and what outcome followed.
Frequently Asked Questions
Every decision Deck makes is logged with the full context that drove it. You get a complete audit trail — not a black box. Review, approve, or override at any level.
Agents operate within the boundaries you define. Edge cases that fall outside scope are routed to your team. The goal is removing routine decisions — not removing human oversight.
Deck is designed for regulated environments. We can walk through the compliance architecture — data handling, audit logging, authorization model — on a technical call.
Rule engines execute logic you’ve already written. Deck agents reason about context you haven’t anticipated yet. That’s the difference between a decision tree and adaptive intelligence.
Your payment logic can’t keep up with your users. Deck agents can.
We’ll walk through a real payment routing scenario and show you the decision trace.