Financial Institutions
Keep applicants in your app.
Deck fills out every portal.
Deck agents take one form from your app, fill out each portal, and return the terms shown. It works for card pre-approval, personal loans, and account opening. There are no portal APIs, no manual checks, and no applicant left waiting on a redirect.
Built for application workflows
Deck agents fill out applicant information on issuer, lender, and account-opening portals and return structured results. Start with card pre-approval. Add the next workflow without a new integration.
No portal API required
Issuer and lender portals rarely publish APIs. Deck doesn’t need them. Agents fill out each portal’s own form through the browser, exactly like an applicant would on that site.
Submitted once, checked everywhere
Your applicant fills out one form in your app. Deck submits that data to every portal your workflow needs in parallel, and returns results normalized into a single schema.
Confirmed, not assumed
Every check is completed on the portal itself and returned with the exact terms shown to the applicant. If an issuer declines, Deck returns the reason shown, not a guess.
Submit. Check. Return.
One applicant form. Deck fills out every portal and sends back structured results.
Applicant submits their information
Name, address, income, SSN, one form in your app. Deck encrypts it and holds it only for the length of the check.
Deck checks every portal, in parallel
Deck agents fill out each portal’s own application form with the applicant’s information and read back the result. Adding a fourth portal is the same process as the first three.
{ "source": "portal_1", "status": "approved", "product": "Rewards Card", "credit_limit": 12500, "apr": 21.99, "runtime_ms": 8140 }
Get structured results
Every portal’s response, approved, declined, or conditional, comes back in the same schema. Your app decides what to show the applicant.
Who’s this for?
Credit unions & community banks
Keep applicants in your app while Deck runs card pre-approval across issuer portals, without a separate integration for each one.
Neobanks & digital banking apps
Surface real pre-approval terms from each issuer inside your app instead of sending the applicant to another site.
Personal finance & credit-building apps
Run partner issuer and lender checks without a separate integration for each one.
Embedded finance & lending marketplaces
Run application checks across lender portals as part of one larger application flow.
FAQ
No harder than what that portal’s own application already does. Deck fills out each portal’s form exactly as an applicant would. If that check is a soft pull, it stays a soft pull. Deck doesn’t run its own credit inquiry.
You do. Deck returns each portal’s response in a structured format. Your app decides which offers to display and in what order.
Encrypted in transit and at rest (AES-256) in Deck Vault. Data submitted for a check is used once and can be deleted immediately after the task completes. Your application controls retention through the API.
Yes. Each portal is its own source. Once the first three are running, adding a fourth or fortieth follows the same process. No new integration to build.
No. Card pre-approval across issuer portals is the usual start. The same pattern works for personal loans, auto loans, deposit account opening, insurance, and any other application that runs through a portal. Each new workflow is a new source, not a new integration.
Deck agents navigate by understanding the page, not a fixed set of selectors. When a source updates their form, Deck adapts without you rebuilding anything.
Deck is SOC 2 Type II certified, encrypts all applicant data, and produces a full audit log, with screenshots and reasoning, for every check. Your compliance and legal teams stay in control of what data is collected and how it’s used; Deck executes the check, not the decision.