Lenders and digital banks face challenges in efficiently onboarding, extending credit, or offering personalized services to individuals without extensive financial histories, such as newcomers, those with thin credit files, or the unbanked. This leads to high acquisition costs, missed opportunities, clunky internal operations, and higher defaults.

DataDeck helps innovative financial companies amplify their credit risk analysis through instant connectivity to end-users’ Telecom and Utility data sources. This approach reduces risks, fosters financial inclusivity, aids in early fraud detection, and streamlines lending into untapped markets.